Privacy Policy

Your personal data and assets are our highest priority. We remain fully committed to their protection.

Bayridge Finvex collects and stores data that is essential to your trading activities. This Privacy Policy outlines how we collect and manage your information.

Our approach is founded on the following core principles:

• To ensure complete transparency about how we collect and store your personal data:

We're committed to transparency in how we collect and use your data, empowering you to make informed choices. Our clear guidelines and processes ensure your information is handled responsibly across this website. This policy outlines the specific methods we use, giving you concrete visibility into data practices. You're in control.

We're committed to keeping you informed promptly whenever we determine it's necessary. Transparency is fundamental to everything we do.

Our experienced team is always available to answer any questions regarding our processes and our compliance obligations under New Zealand law. Please contact us at: info@bayridge-finvex.com

• We only use your personal data as outlined in our Privacy Policy.

We may process your personal data for several purposes, including operating Bayridge Finvex services, facilitating connections between trader-members and third-party trading platforms, maintaining and improving website functionality, protecting our legal interests, and fulfilling regulatory obligations. Additionally, we process data as necessary to deliver administrative and operational support related to the Services we provide to you.

To provide you with services tailored to your preferences and needs, Bayridge Finvex collects and uses your personal data.

• To safeguard your personal data and protect your rights, you'll need access to essential tools designed for this purpose:

You can contact us at any time to access, modify, or delete your personal data. We also support requests to transfer your information to you or a designated third party. We offer this service to help you exercise your rights to privacy and data control.

• Safeguard your personal information:

We maintain bank-level security systems that meet the highest industry standards. While we cannot guarantee absolute protection, we remain committed to continuously enhancing our security infrastructure and strengthening our safeguards to provide you with the best possible protection.

We maintain detailed privacy policies and implement the highest level of security systems to protect your information.

1. The Scope?

This policy outlines our procedures for collecting, processing, and sharing personal data.

Our policy terms apply to all identifiable individuals. This includes any person who can be identified or has been identified through data we hold, access, or combine.

Data processing, as outlined in our Privacy Policy, encompasses the storage, management, and organisation of your personal information.

We do not collect or request any information from individuals under 18 years of age, nor do we allow anyone under 18 to use our platform. If we discover any user account or information belonging to someone under 18, we will delete it immediately.

2. What personal information do we collect and store?

When you register with us, we collect the personal information necessary to enable you to access our services. We may also request additional personal data to verify account ownership when required. To continually enhance and maintain the quality of our services, we collect and analyse data about how you use our platform, as well as information from our third-party partners.

You are never obligated to provide the company with your personal information.

While providing your information is entirely voluntary, declining to share certain data may limit the services we can offer and could restrict your access to our platform.

4. What personal data do we collect? When you visit our website, we may collect the following personal information:

We do not collect personally identifiable information. However, we do gather data regarding your account activity, IP address, and access timestamps. To support maintenance, security, and customer support services, we retain system crash reports, browser information, and device type details associated with your account. Additionally, we collect information about your account's language preferences.

We only collect and retain personal data that you explicitly agree to share with us when connecting to a third-party trading platform through our service.

The personal information you've shared with third-party platforms may include your full name, address, telephone number, and email address.

5. Why does the company need my personal information, and is it legally permitted to collect it?

We collect, store, and process your personal information solely for the purposes outlined in this Policy. All processing activities comply with applicable legislation in New Zealand.

We can only handle, process, and transmit your data in accordance with applicable laws in New Zealand. The following outlines our legal basis for doing so:

• By submitting your personal data to us, you consent to its storage, processing, and transfer to appropriate third-party trading platforms as necessary. You acknowledge that your data will be processed in accordance with one or more specified purposes.
• To enhance our services, establish or defend legal claims, and pursue legitimate business interests, the company may need to store and process your personal data.
• To meet our legal requirements, we need to process your data.

For more information about our data processing practices, please don't hesitate to reach out to us via email.

Below is a summary of how your personal data may be used, along with the legal basis for each use.

6. Sharing Your Personal Information with Third Parties

To facilitate IP address management, user surveys, analytics, and related services, we may share anonymised personal data with trusted third-party service providers.

At your request, we may share your personal data with third-party service providers. When we do, their privacy policies will govern how your information is used. This may include various digital trading platforms.

To better serve our clients and enhance our overall service offerings, we may share personal information with our affiliates and partner companies.

We may disclose your data to relevant legal and regulatory authorities as required by law or to protect the rights and assets of our company, our partners, and other third parties.

In the event of a critical business transaction—such as a company sale, investment pursuit, or loan acquisition—we may share relevant data in accordance with legal requirements. This also applies to company mergers, restructuring, consolidations, or bankruptcy proceedings, as required by law.

7. Cookies and Third-Party Services

To understand your preferences and improve your browsing experience, we may use cookies and similar technologies for site analytics and advertising purposes, in accordance with applicable law and industry standards.

Cookies are small pieces of code stored on your device when you visit our website. We use them to gather information about your browsing behaviour, preferences, and usage patterns to personalise and improve your experience. Cookies allow us to remember your settings and preferences, enabling us to tailor our services to your needs. We also use them for site analytics and statistical analysis to support our strategic planning.

Our website uses two main types of cookies. Session cookies are temporary and exist only during your browsing session, being automatically deleted when you close your browser. Persistent cookies, by contrast, remain stored on your device after your session ends, enabling the site to recognize you as a returning visitor and enhance your overall experience.

Types of cookies:

Cookies are utilised as appropriate to serve their intended function:

Your cookies have been cleared or blocked

To manage or disable cookies, adjust your browser settings accordingly. Follow the links below for step-by-step guidance on how to do this with the most popular browsers.

• firefox
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• Google Chrome
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Disabling cookies may prevent certain features and functionality from operating as expected.

ONLINE TRACKING NOTICE

Your personal data will be retained for as long as necessary to fulfil the purposes outlined in this policy. In some cases, we may retain your information for longer periods to comply with applicable laws, regulations, and our internal policies.

Your personal data may be shared with third-party trading platforms at your request for a 12-month period. With your consent, this sharing may be extended for an additional 12 months upon expiration of the initial term.

We regularly review all personal data to ensure it remains necessary and delete it when no longer required.

9. Transferring Personal Data to Third Countries and International Organisations

Where necessary to provide services and maintain security, your personal data may be transferred to third countries and international organisations using robust security protocols. We implement data protection measures at the highest standard to safeguard your information and ensure you retain full access to legal remedies and protections in all circumstances.

All residents within the European Economic Area (EEA) benefit from comprehensive data protection and privacy safeguards.

• All data transfers are conducted within the European Union's legal jurisdiction and in accordance with the data protection standards outlined in Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 ("GDPR").
• All data transfers between public entities and authorities are conducted in accordance with Article 46(2) and are governed by a legally binding and enforceable agreement.
• The European Commission's Standard Contractual Clauses, as provided under Article 46(2)(c) of the GDPR, establish the framework for data transfers outside the EU. All transfers are conducted in compliance with these clauses. You can access and review the full text at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

To learn more about the specific security measures we use to protect your personal data when transferring information to third countries, please contact us at info@wealthwaydigital.uk

Protection of Your Personal Data

Your personal data is protected through industry-leading technical and organisational safeguards that comply with best-practice standards. These measures effectively prevent unauthorised access, accidental damage, loss, and unauthorised modification of your information.

While we maintain the highest standards of data protection and comply with all legal requirements, we cannot guarantee that your personal data will remain completely error-free in all circumstances. We are therefore unable to accept liability for any unauthorised disclosure or damage to your personal data, including indirect or consequential loss. This applies to circumstances beyond our control, such as transmission errors, unauthorised access by third parties, or similar events.

We may be required to disclose your personal data to regulatory authorities or legal bodies in response to legally binding demands. Once your data is shared in compliance with such legal requirements, we have no control over how these authorities handle, store, or protect that information.

While we take appropriate measures to protect your information, data transmitted over the internet—including personal details—carries inherent security risks and cannot be guaranteed as completely secure. The Company cannot provide absolute assurance regarding the security of any data transmitted online.

Third-Party Website Links

This website contains links to third-party applications and websites that are not affiliated with us and are not under our control. Please be aware that our privacy policy does not extend to these external sites. Each third party operates under its own data collection and processing procedures, and we accept no responsibility for their practices. Please use these links at your own discretion.

Before sharing your personal information on any website, take the time to review the company's privacy policy. This ensures their data collection, usage, and processing practices align with your preferences and expectations. Always share your data directly with the service provider and only when you're comfortable doing so.

12. Policy Amendments

We reserve the right to update this policy at any time. Changes will be communicated via our website and other relevant channels. The updated privacy policy will be posted on our website and becomes effective immediately upon publication, unless otherwise stated.

Your Personal Data Rights

You retain complete control and authority over your personal data, including the ability to verify its accuracy, correct any errors, and choose to delete or restrict how we process and use your information.

On this page, EEA residents will find information relevant to them:

Your personal data is protected under the rights outlined below. To exercise these rights at any time, please send an email to the address provided.

Accessing Your Rights

You may access your personal data at any time to verify its accuracy. All your personal information that we process remains accessible to you for review and verification.

You can request your personal data at any time for verification purposes, and we will provide it to you in electronic format. Should you request additional copies beyond the initial one provided, a reasonable administrative fee may apply.

The rights granted by law and outlined in our privacy policy do not permit infringement of others' rights. We reserve the right to restrict or deny access to personal data where such access would infringe upon the rights and freedoms of other individuals.

Right to Correct Inaccuracies

You or the Company may correct any errors or omissions in your personal data to ensure it can be processed accurately.

Erasure Rights

You have the right to request deletion of your personal data in the following circumstances: (1) if your personal data has been processed without your consent or outside legal boundaries; (2) upon your request, provided the Company has no legal obligation to retain that data; (3) if you withdraw your consent to data processing by us, even where processing is lawful and aligns with our legitimate interests or those of a third party; and (4) if we are required by law to delete your data.

The right to deletion may be overridden where legal obligations under EU law or member state legislation apply, or where data is necessary for establishing, exercising, or defending legal claims.

Right to Restrict Data Processing

You have the right to request a restriction on the processing of your personal information if you believe it contains inaccuracies.

When you request that your personal data usage be restricted, it will be deleted unless one of the following exceptions applies: 1) where applicable laws within the European Union or a Member State prohibit deletion. 2) With your consent, if retention is necessary for defending or pursuing legal claims. 3) To safeguard the rights of another individual.

Your Right to Data Portability

You have the right to access and review any personal data you have provided, provided you consented to its collection and processing occurs through automated systems.

You have the right to request that your personal data be transferred to another company or organisation, provided it is technically feasible. This right does not affect your ability to request deletion of your data. However, this right cannot be exercised if doing so would infringe upon the rights or freedoms of another individual.

Your Right to Challenge Data Processing

While the Company may have legitimate interests to pursue, including those of third-party service providers, you have the right to object to the processing of your personal data and request that it stops. However, this right does not apply where there is a compelling legal basis to continue processing—such as defending against legal claims or pursuing legal action. In these circumstances, we may continue to process your personal data.

You may request at any time that your personal data not be used for direct marketing purposes.

Right to Withdraw or Decline Consent

You have the right to withdraw your consent to our processing of your personal data at any time with immediate effect, where practicable. Please note that any withdrawal of consent does not apply retroactively to processing that occurred before your withdrawal.

If you are dissatisfied with our service for any reason, you have the right to lodge a complaint with any relevant legal, regulatory, or supervisory authority.

If you believe your rights and freedoms have been compromised through the processing of your personal data, European Union Member States have established regulatory and supervisory authorities to address such concerns. You have the right to lodge a complaint with these authorities at any time.

Section 13 outlines the circumstances under which your personal data rights may be limited by European Union law or the laws of its Member States.

When you submit a request for access to your personal data, we will provide you with the information you've requested, as outlined in Section 13 of this policy. We may extend this timeframe by up to two months if needed, depending on the volume and complexity of your request. Should an extension be necessary, we will notify you within one month of receiving your request.

Requested information will be provided to you electronically at no cost, unless doing so would breach the law or the provisions outlined in Section 13. We reserve the right to impose a reasonable fee or decline a request that we consider frivolous, excessive, or repetitive.

We may request additional proof of identity if we have any reasonable concerns about who is making a request for personal data, to ensure compliance with data protection and security requirements.